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Post by JCF on Oct 2, 2011 18:20:31 GMT -5
Just curious about this. I'm a credit/debit kinda guy.
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Post by Johnny Wrestling on Oct 2, 2011 18:34:14 GMT -5
Cash is the best in terms of saving money. If I had to choose a card, I would go with Debit, but the sad thing is, Credit is a lot easier. I hate that most of the sites online won't accept Debit.
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Post by alwayssunny on Oct 2, 2011 19:04:42 GMT -5
Cash, because its safe and you'll always have it, but Credit can lead to something happening to info stolen and you won't know if you have enough in your bank
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Post by Hulkamaniac on Oct 2, 2011 19:21:21 GMT -5
Cash is the best in terms of saving money. If I had to choose a card, I would go with Debit, but the sad thing is, Credit is a lot easier. I hate that most of the sites online won't accept Debit. That's not true at all. I haven't had a credit card for at least 5-6 years and have had no problems buying stuff on line, booking car rentals, hotels, airline tickets,etc.... All of that done on line. Also, debit is the same as cash basically. |
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Post by Johnny Wrestling on Oct 2, 2011 19:34:47 GMT -5
Cash is the best in terms of saving money. If I had to choose a card, I would go with Debit, but the sad thing is, Credit is a lot easier. I hate that most of the sites online won't accept Debit. That's not true at all. I haven't had a credit card for at least 5-6 years and have had no problems buying stuff on line, booking car rentals, hotels, airline tickets,etc.... All of that done on line. Also, debit is the same as cash basically. I think that has to do with personal experiences, tbh. I haven't tried buying stuff online THAT much, but when I tried, most of them, asked for credit cards and didn't allow me to pay with debit. |
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Post by comintogetcha on Oct 2, 2011 20:42:29 GMT -5
That's not true at all. I haven't had a credit card for at least 5-6 years and have had no problems buying stuff on line, booking car rentals, hotels, airline tickets,etc.... All of that done on line. Also, debit is the same as cash basically. I think that has to do with personal experiences, tbh. I haven't tried buying stuff online THAT much, but when I tried, most of them, asked for credit cards and didn't allow me to pay with debit. Uh, any site that accept card payments will accept a debit card, it's the exact same thing, that's why your debit card says Visa or Mastercard on it. You must mistaken or very confused. |
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Post by Lord Ragnarok on Oct 2, 2011 21:44:31 GMT -5
Debit
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Post by Hulkamaniac on Oct 2, 2011 22:02:37 GMT -5
That's not true at all. I haven't had a credit card for at least 5-6 years and have had no problems buying stuff on line, booking car rentals, hotels, airline tickets,etc.... All of that done on line. Also, debit is the same as cash basically. I think that has to do with personal experiences, tbh. I haven't tried buying stuff online THAT much, but when I tried, most of them, asked for credit cards and didn't allow me to pay with debit. What sites are you referring to? Can you name a couple? I haven't found a single site yet that would not take my debit card. |
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Post by Brad on Oct 2, 2011 22:36:23 GMT -5
I always use debit unless I know I'm going to a place where I'll need actual cash in hand. I got rid of all of my credit cards about 2 months ago and it's the best thing I could have ever done. I'll never go back to credit, it's evil.
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Post by Sully© on Oct 2, 2011 23:22:26 GMT -5
I rather use my card vs use real money. Nothing I hate more then having change making noise in my pocket.
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Post by ~*Young $ Money*~ on Oct 2, 2011 23:23:46 GMT -5
Honestly i  in hate cash. When you have all cash you fee like you are rich, and just blow money. Credit or Debit you sometimes think twice. |
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Captain d00m - Mr. 3000
Main Eventer
Bringing death and destruction since 2005!
Joined on: Dec 2, 2005 20:52:43 GMT -5
Posts: 3,376
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Post by Captain d00m - Mr. 3000 on Oct 2, 2011 23:24:42 GMT -5
Cash is the best in terms of saving money. If I had to choose a card, I would go with Debit, but the sad thing is, Credit is a lot easier. I hate that most of the sites online won't accept Debit. That's not true at all. I haven't had a credit card for at least 5-6 years and have had no problems buying stuff on line, booking car rentals, hotels, airline tickets,etc.... All of that done on line. Also, debit is the same as cash basically. It is in the sense that youre using your money, but you never actually hand over an amount of cash, you just swipe and forget. Thats why I prefer cash. If I go out shopping and I have cash I spend a lot less than if I just use my debit card. |
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Post by King Silva on Oct 3, 2011 2:20:10 GMT -5
Cash for most things but debit for things that are pretty expensive since I usually have less than $150-200 on me.
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Post by Johnny Wrestling on Oct 3, 2011 2:36:06 GMT -5
I think that has to do with personal experiences, tbh. I haven't tried buying stuff online THAT much, but when I tried, most of them, asked for credit cards and didn't allow me to pay with debit. What sites are you referring to? Can you name a couple? I haven't found a single site yet that would not take my debit card. A cousin told me about a popular online game that had been selling premium accounts when paying with cards. He said that he tried with a debit card that had money and he found out that they would only accept credit cards. I also remember a while ago being pissed off because I was only able to add funds to PayPal Express with credit cards. I'm not even sure anymore, might just be a confusion like someone already said. |
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Post by Johnny Wrestling on Oct 3, 2011 2:37:02 GMT -5
Honestly i in hate cash. When you have all cash you fee like you are rich, and just blow money. Credit or Debit you sometimes think twice. That depends a lot on what kind of person has the card. Owning it is a big responsibility, even more if it's a credit card. |
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acura143
Main Eventer
Joined on: Mar 29, 2007 13:25:43 GMT -5
Posts: 3,373
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Post by acura143 on Oct 3, 2011 8:00:14 GMT -5
I used my Debit Card 100% of the time. I really dont carry cash anymore. I just keep about $20 in my wallet.
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Post by Hulkamaniac on Oct 3, 2011 8:31:57 GMT -5
What sites are you referring to? Can you name a couple? I haven't found a single site yet that would not take my debit card. A cousin told me about a popular online game that had been selling premium accounts when paying with cards. He said that he tried with a debit card that had money and he found out that they would only accept credit cards. I also remember a while ago being pissed off because I was only able to add funds to PayPal Express with credit cards. I'm not even sure anymore, might just be a confusion like someone already said. I use Paypal with my debit card linked to it without any problems at all. Don't know what the difference is between Paypal and Paypal express though. |
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Post by Yeezy's Mullet: Team X Blades on Oct 3, 2011 10:38:47 GMT -5
I've never, ever had a credit card, and never will. Debit all the way. I've found that if I have cash on my, knowing full well how much I have, I'll spend it. Or at least be tempted to. With my debit card, I still can ball park how much I have in the account, but I'm less willing to swipe it for anything. If I'm dead set on buying nothing, I'll leave it home.
But about credit, I really do think it's one of the most destructive things there is as far as finances go. My mother in-law talked my wife into getting a credit card at 18, claiming that it's good to build credit at a young age and blah, blah, blah. Four years later, she's several thousand dollars in debt. Not sure why she thought it was a great idea for a broke college freshman to get a credit card.
With a little discipline with saving, you can easily buy what ever you want in cash. Maybe not out right, but I've saved up and at least payed for most of something without having to go to a payment plan/credit option.
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Post by fallbrawl on Oct 3, 2011 12:41:14 GMT -5
Cash.
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Post by asswadful on Oct 3, 2011 15:26:26 GMT -5
debit but either way im broke as a joke that cant correctly toke
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