Help in my Championship Games

Alright, so I've made a few championship games. I need some help deciding who to start.

Here's the first team. Tell me if I should make any adjustments.

QB: Aaron Rodgers
RB: Frank Gore
RB: Cedric Benson
RB/WR: Ricky Williams
WR: Mike Sims-Walker
WR: Miles Austin
TE: Dallas Clark
DEF/ST: Eagles
K: Lawrence Tynes

BE: Michael Turner
BE: Steve Smith (CAR)
BE: Greg Jennings
BE: LeSean McCoy
BE: Kurt Warner
BE: Kenny Britt
BE: Jamaal Charles

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Same deal here.

QB: Phillip Rivers
RB: Frank Gore
RB: Ray Rice
RB/WR: Ryan Grant
WR: Steve Smith (NYG)
WR: Miles Austin
TE: Antonio Gates
DEF/ST: Vikings
K: Mason Crosby

BE: Dwayne Bowe
BE: Reggie Wayne
BE: Mike Sims-Walker
BE: Vernon Davis
BE: Matt Hasselbeck
BE: Nate Burleson
BE: Brandon Jacobs

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Once again....

QB: Aaron Rodgers
RB: Adrian Peterson
RB: Ray Rice
RB/WR: Ricky Williams
WR: Chad Ochocinco
WR: Sidney Rice
TE: Visanthe Schiancoe
DEF/ST: Broncos
K: Nate Kaeding

BE: Steve Smith (CAR)
BE: Pierre Thomas
BE: Marshawn Lynch
BE: Santana Moss
BE: Mike Sims-Walker
BE: Michael Crabtree
BE: Kenny Britt

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Last one...

QB: Matt Schaub
RB: Frank Gore
RB: Ray Rice
RB/WR: Brandon Marshall
WR: Andre Johnson
WR: Wes Welker
TE: Vernon Davis
DEF/ST: Broncos
K: Dan Carpenter

BE: Percy Harvin
BE: Mario Manningham
BE: Mike Sims-Walker
BE: Eli Manning
BE: Justin Forsett
BE: Quinton Ganther
BE: Robert Meachem

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Any lineup changes that you would suggest? I really want to win at least one championship. As you can see, Frank Gore and Ray Rice really worked out for me well this year.