Get A Rhythm™
Main Eventer
Joined on: Oct 25, 2007 4:17:23 GMT -5
Posts: 2,120
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Post by Get A Rhythm™ on Dec 28, 2007 3:09:39 GMT -5
Well, I am going on vacation to see family in Canada today. I'm leaving at 8am. I was planning on buying Royal Rumble tickets on Saturday morning, but the problem is, I don't charge things ever, and I have like only 24. cents in my checking acct. since I have been paying things in cash recently. If I buy the tickets, which would probably come to about $200 for two tickets, and used my checking acct., how much would of a fee would they charge me? Of course they'd charge me the $200 because that's the amount I would be charging to my acct, but an overdraw fee of what? If anyone can find this out for me, that would be great. I checked their website, but didn't see anything.
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Post by T R W on Dec 28, 2007 7:29:32 GMT -5
Most likely the transaction will not be approved, and you will not be able to buy the tickets. If by some miracle it is, you have committed fraud, and Bank of America will charge you a lot of money, and potentially close your account if you don't deposit all of the money you owe immediately.
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Post by Jean-Ralphio on Dec 28, 2007 7:49:41 GMT -5
Why would you even think about charging it to your checking account? Do you not understand how checks and checking accounts work? Its not like a credit card where you pay back interest for them giving you credit...checks and checking account only works with the money you have in the bank.
You charge 200$ on .24 cents, not only will it be declined, they will probably nail you with about 300$ worth of over draft fees
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Post by Hulkamaniac on Dec 28, 2007 8:31:12 GMT -5
Most likely the transaction will not be approved, and you will not be able to buy the tickets. If by some miracle it is, you have committed fraud, and Bank of America will charge you a lot of money, and potentially close your account if you don't deposit all of the money you owe immediately. TRW is right. If you try to buy something knowing that you don't have the cash you have committed fraud which is a crime. Probably punishable by a fine, but a crime no less. You'd likely get declined and as someone else mentioned you'd get charged a buttload on overdraft fees. Paying for stuff in cash is great and a wise thing to do. You don't have the cash for the tickets so you obviously don't need to buy them. |
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Post by carly1988 on Dec 28, 2007 10:10:30 GMT -5
1st your an idiot...
2nd if you dont have the money Cash or credit then you dont need to be goin
and 3rd IF you do have the cash put it in the checking acct then charge for the tickets and use a lil common sense
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Post by AdamBomb on Dec 28, 2007 14:00:55 GMT -5
I'll just say this, back in August I had my paypal account hacked, which is linked to my checking account at Bank of America, at the time, I had $50 in my account, the person who hacked it ended up charging $79, before all was said and done and everything put right by Bank of America, my overdraft fee came out around $270.
Just don't do it.
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Post by PWC-NYG on Dec 28, 2007 15:49:24 GMT -5
LOL....just LOL.
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